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Do you
receive money back from your insurer for being healthy?
Funding Advantage is a unique answer for smaller employers
trying to save money on the cost of group health insurance.
An Alternative Funding Plan allows you to save money by
paying for the cost of small claims while providing you
absolute financial protection if those claims grow large.
Funding Advantage
saves you money by paying the claims
with your own money instead insurance
premiums. You’re protected with Stop Loss insurance that
provides coverage if claims grow larger.
With Funding
Advantage, you pay a monthly cost that is your maximum cost.
No matter how much your claims are in a month, you will
never pay more than this monthly cost. After all of your
claims are paid for the year, the unused money in your claim
fund is returned to you.
The Advantages of Funding Advantage:
> You don’t buy insurance for
benefits that
you don’t use. Your unused claim fund
money is
yours at the end of the plan year.>
Stop loss insurance fully protects you
from larger
claims. You will never have to
pay more than the maximum
monthly cost.
> The predictability of a level
monthly cost - there are no extra charges to you if you have
high claims.
> Your plan is an ERISA plan that is
exempt from some of the new federal Affordable Care Act
regulations - particularly those parts that will cause fully
insured premiums to climb substantially in 2014.
Want more information?
Download a brochure by
clicking here.
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