Your Lab Card Benefits Can Pay Off Big

Allied National's health benefit plans include a discount Lab Card Program that gives you an opportunity to obtain outpatient laboratory testing services at no or low cost.

Quest Diagnostics Lab Card Program

When you choose to get your testing done using the Quest Diagnostics Lab Card Program at a participating laboratory – and the testing is covered and approved by your health benefit plan – you pay no deductibles, no copays and no coinsurance. However, if you are covered under an HSA plan, you will receive lab services at discounted rates that will be automatically applied to your HSA deductible. Once the deductible is satisfied, Lab Card benefits are paid at 100%.    

The program covers diagnostic outpatient laboratory testing provided the tests have been ordered by your physician, are covered and approved by your health benefit plan and you have requested to use your Lab Card Program.

Outpatient lab work includes:​

•     Blood testing (e.g., cholesterol, CBC)
•     Urine testing (e.g., urinalysis)
•     Cytology and pathology (e.g., pap smears, biopsies)
•     Cultures (e.g., throat culture)

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Easy to Use

Members show their standard Health plan ID card with the Lab Card at their provider's office and request that their lab work be sent to Quest Diagnostics for testing. Quest Diagnostics' rates are lower than what typical laboratories charge for testing because they market directly to the health benefit plan, allowing them to avoid industry markups and benefit from a centralized, automated laboratory.
        
The Lab Card Program is a voluntary, consumer-driven program. However, if you choose not to use the Lab Card, your normal benefits with coinsurance and copays will apply.

If you have questions about your Lab Card Program, please contact Allied Client Services at 800-825-7531 or visit www.labcard.com.