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Allied National's level-funded plan - |
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Learn More!
Learn more about
Funding Advantage level funding.
Funding Advantage level funding.
The Advantages of Funding Advantage:
- Employers don't buy insurance for benefits that they don't use. Unused claim fund money is returned to the employer at the end of the plan year.
- Funding Advantage saves employers money by paying claims with the employer's own money instead of just insurance premiums. Employers are provided maximum protection with stop-loss insurance that provides coverage if claims grow larger.
- Stop-loss insurance fully protects employers from larger claims and excessive total group claims.
- This plan is an ERISA plan that is exempt from some of the federal Affordable Care Act regulations - particularly those parts that will cause fully insured premiums to climb substantially.
These plans are designed for employers looking for flexible plan designs that can fit the needs of their group. Find out more:
- Allied's PPO Plans
Our preferred provider organization (PPO) plans offer ultimate flexibility with a wide variety of benefit options. Select from the top local PPO networks in your area. >Learn More - Freedom Plan
The plan options - Freedom Traditional and Freedom Essentials - allow groups the full choice of health care providers without restrictions or penalties. There are no preferred providers or networks required. Members see the provider they choose! >Learn More
- Cost Saver
Cost Saver is a unique, low-cost group health plan for employers who are priced out of the cost of traditional major medical coverage. >Learn More - HSA Qualified Plans
Our HSA qualified High Deductible Health Plans are perfect for any HSA. >Learn More - Direct Primary Care (DPC)
Direct Primary Care is a cutting-edge solution to the rising cost of health care. Allied National has a way to add comprehensive major medical protection for DPC members of small employers. >Learn More
Funding Advantage members also can elect this benefit option:
HealthChoices
HealthChoices is designed to improve health care while lowering costs. Members are encouraged to seek high quality, cost-effective care and in return are rewarded with substantially lower monthly premiums and reduced or eliminated out-of-pocket costs for covered services. Benefits and care are greatly enhanced for members who use these services, but for those who don’t, benefits may be treated as out-of-network and reduced. >Learn More
HealthChoices
HealthChoices is designed to improve health care while lowering costs. Members are encouraged to seek high quality, cost-effective care and in return are rewarded with substantially lower monthly premiums and reduced or eliminated out-of-pocket costs for covered services. Benefits and care are greatly enhanced for members who use these services, but for those who don’t, benefits may be treated as out-of-network and reduced. >Learn More
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