Freedom Hybrid pairs a physician-only network with our Freedom Plan to provide you savings and choice.
Allied National lets you choose the provider you want without restrictions or penalties. You can see a physician in your Preferred Provider Organization (PPO) network or go out of network – you will never be penalized for seeing an out-of-network provider.
How does this work?
You may visit any health care facility without restrictions and they will be reimbursed at the levels shown on your health plan ID card.
Reimbursement to your out-of-network health care providers is called reference-based pricing and is based on a specified percentage above Medicare levels. Please check with your providers before receiving care to see if they will accept this type of payment in full for your health services.
You have HealthChoices if you have two ID cards and one says "HealthChoices."