Cost Saver is a unique, low-cost group health plan for employers who are priced out of the cost of traditional major medical coverage.
A level-funded Funding Advantage plan, Cost Saver provides office visits and rich outpatient benefits plus fixed cash payments for surgery and hospitalization. The plan uses the PHCS and First Health PPO networks that are contracted specifically for this plan, so members always receive valuable PPO discounts for services.
Cost Saver is an option under our Funding Advantage Plan. Agents: Please note that you can add your contact information to the last page in the blue section.
No Medical Underwriting with Cost Saver!
Worried whether or not your group qualifies for coverage? There is no medical underwriting for group sizes of two or more. You can't be turned down because of health concerns.
Cost Saver is an easy way for an employer to start a benefit plan, or retain one, in the face of ever increasing costs. Also, purchasing employee health benefits has tax advantages for both the employer and the employee. Unlike wages, health benefits are not subject to income or payroll taxes.