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Cost Saver Plan: A Budget Friendly Solution

Cost Saver is a unique, low-cost group health plan for employers who are priced out of the cost of traditional major medical coverage. 

A level-funded Funding Advantage plan, Cost Saver provides office visits and rich outpatient benefits plus fixed cash payments for surgery and hospitalization. ​The plan uses the PHCS and First Health PPO networks that are contracted specifically for this plan, so members always receive valuable PPO discounts for services.

Introducing the New Bronze Minimum Value Plan

Allied Cost Saver plans have always provided great and affordable limited benefit coverage for small groups.  For large employers, Cost Saver plans are Minimum Essential Coverage and help employers avoid Employer Shared Responsibility Part “A” penalties. 

Many employers also want to provide a low-cost option to meet Minimum Value and avoid both penalties, “A” and “B”. The new Cost Saver Bronze Minimum Value Plan (option 3), available for Jan. 1, 2022, effective dates, gives you this new option for your large employer clients.

Cost Saver Plan Video
Employer Mandate Video
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Download Our Marketing Brochure
Cost Saver is an option under our Funding Advantage Plan.
​Agents: Please note that you can add your contact information to the last page in the blue section.
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Check out our Benefit Charts Below
Cost Saver Plan 1 Benefits
Cost Saver Plan 1 Benefits - Spanish

Cost Saver Plan 2 Benefits
Cost Saver Plan 2 Benefits - Spanish
Cost Saver Bronze MVP (Plan 3) Benefits
Cost Saver Bronze MVP (Plan 3) Benefits - Spanish 
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No Medical Underwriting with Cost Saver!

Worried whether or not your group qualifies for coverage? There is no medical underwriting for group sizes of two or more. You can't be turned down because of health concerns.

Cost Saver is an easy way for an employer to start a benefit plan, or retain one, in the face of ever increasing costs. Also, purchasing employee health benefits has tax advantages for both the employer and the employee. Unlike wages, health benefits are not subject to income or payroll taxes. 

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Benefit Features

  • Unlimited physician benefits

  • Cash benefits for surgeries and facilities
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  • NO MEDICAL UNDERWRITING

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  • Home
  • Employers
    • Self-Service Login
    • Prescription Benefits
    • Lab Program
    • Abenity Discounts
    • Employer Resources >
      • Freedom Hybrid - Employer Resources
      • HSA Freedom Hybrid - Employer Resources
      • Freedom Traditional - Employer Resources
      • Cost Saver Plan - Employer Resources
      • PPO - Employer Resources
      • Freedom Essentials - Employer Resources
      • MEC - Employer Resources
      • Apex MEC - Employer Resources
      • Community Health Plan - Employer Resources
      • Prime-Fundamental Care - Employer Resources
      • Vault PPO - Employer Resources
      • Vault RBP - Employer Resources
    • EBA Newsletter
  • Members
    • Member Resources
    • HealthCare Assistant
    • HealthChoices
    • Self-Service Login
    • Find A Provider
    • Prescription Benefits
    • Telehealth
    • Lab Program
    • Abenity Discounts
    • Member Download Forms >
      • Appeals
    • Member FAQs
  • Agents
    • Agent Edge
    • Plans >
      • Level Funding >
        • Freedom Plan >
          • Hybrid
          • Traditional
          • Essentials
        • PPO
        • Cost Saver Plan
        • Preventive Minimum Essential Coverage
        • Direct Primary Care >
          • DPC Directory
      • Dental Design
      • Pivot Health Individual Plans >
        • Short Term Medical
        • Fixed Benefit
        • Brilliant Dental
      • Premium Only Plan
    • Self-Service Login
    • Download Forms - Agents
    • Product Availability
    • Training Webinars
    • Agent FAQs
  • Provider
    • Provider Verification
    • DPC & Benefit Plans
  • About Us
    • History
    • Testimonials
    • Blog
    • Newsroom >
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  • Contact Us