Freedom Hybrid Plan

Brings both PPO and reference-based pricing together for the best of both worlds
Freedom Hybrid is a major medical option that utilizes both PPOs and reference-based pricing. Members get the coverage they need while enjoying the freedom to go to any provider for services. 

What Sets Freedom Hybrid Apart?

  • Freedom to Choose: Members can choose to see a physician in their PPO network or go out of network - they will never be penalized. Members also can receive care from any health care facility and still get affordable care.
  • Hybrid Network: Freedom Hybrid combines the power of a PPO physician network (Prime Health Services Network or PHCS - Practitioner & Ancillary Network) with the savings of reference-based pricing for easy to access, affordable care.
  • Great Benefits: Major medical coverage, plus telehealth access​.
  • Balance Billing Legal Support: The only out-of-pocket expenses Freedom Hybrid members are responsible for are copays, deductibles and coinsurance. Allied provides legal support and balance billing assistance services at no additional cost to members who have been balance billed and are being pressured for payment.

HSA Freedom Hybrid Plan

Members save for health care costs with an HSA
HSA Freedom Hybrid Plan has the same benefits as the Freedom Hybrid Plan!

In addition, HSA plans typically have lower monthly premiums while also providing tax advantages. Contributions can be made by members, members' employers or both. HSA funds can then be used to pay for health care expenses. Members also are not required to use the money in their HSA by the end of the calendar year. The money is theirs forever and any unused contributions will roll over from year to year.

Freedom Hybrid Plan Q&A

Answers to agents' questions about this plan.

State Availability

State Product Availability Map
​Freedom Hybrid, Traditional and Freedom Essentials are options under our Funding Advantage Plan.

Download Our Marketing Brochure to learn more about these plans.
Members may choose any physician or select one from the network listed on their ID card. Click on the logos below to learn more about Freedom Hybrid  PPO networks.
Freedom Hybrid members who have PHCS should click on the logo; select Network: PHCS; then select Practitioner & Ancillary.

Carrier Information

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