Direct Primary Care

Direct Primary Care (DPC) is a cutting-edge solution to the rising cost of health care. Allied National can help small employers with a DPC and set up comprehensive major medical protection.

What is Direct Primary Care?

An employer or employee who is in a DPC arrangement makes a fixed monthly payment to a doctor’s office in order to have access to primary care health services. There is no insurance involvement. It's a contract between a doctor and the patient to provide all their primary care medical services a member and their family needs. Office visits, routine checkups, stitches, simple fractures are all things that can be handled in the DPC office. The scope of services varies by physician practice but often include access to inexpensive drugs and x-rays.

DPC provides members with a one-on-one relationship with their doctor who is often available to them 24/7. Immediate access, better care and a doctor who knows a patient's medical history and spends quality time with that patient are all the hallmarks of a DPC practice.

Lower Costs, Better Health Care, Comprehensive Benefits

Allied National recognizes the value and importance of Direct Primary Care. For an employer sponsoring a DPC health plan, we offer comprehensive major medical benefit plans to supplement the DPC plan and provide complete protection for the types of serious conditions that can't be dealt with in a DPC setting.

Our Funding Advantage level-funded major medical plan integrates with a DPC plan and lowers total costs for the employer and employees. By removing benefits for services already handled by the DPC, we significantly lower the costs of the major medical plan. We also discount the rates for the positive impact of Direct Primary Care on plan utilization and wellness. The savings from integration and wellness frees up sufficient costs to cover most DPC monthly costs with money left over.

The result? Better health care at a lower cost with increased satisfaction from a primary care physician relationship.

Benefits of Combining a Funding Advantage Plan with a DPC Arrangement

DPC arrangements provide all primary care services for a single monthly fee
No deductibles or copays for most DPC medical services (including prescription medications in states where allowed)
Opportunity to develop a personalized relationship with your primary care physician
Real-time access to quality primary care
Proactive wellness and chronic illness management
Level-funded group health plans available at a reduced cost integrates with DPC to cover major illnesses and accidents
Potential refund for favorable medical claims experience with your major medical plan
Combination of DPC and level funding provides a cost-effective, comprehensive benefit plan