Benefits renewals can be grueling and agonizing affairs, but they don’t have to be. If you follow these 4 easy steps, then you could be on your way to a much brighter future as you plan for your next renewal cycle.

Running a business is hard work. Now that summer is here, it’s time for you to schedule some well-deserved time off.
 
On average, business owners work 50 hours a week while some work more than 60 hours a week. Sam’s Club commissioned a survey on how many small business owners took vacation to rejuvenate from their long hours. Fifty percent of those surveyed only take major holidays off or nothing at all.

The Affordable Care Act (ACA) was passed with the intent of making health insurance affordable and easily attainable for anyone, whether as an individual or for an employer providing group benefits.

To make insurance more attainable, the law forced insurance companies to accept all individuals and all small employers (less than 50 employees) without allowing for medical underwriting.

In the individual market, this “guaranteed issue” of coverage means all individuals of the same age and gender are charged the same premium regardless of any underlying health conditions they might have. Plus, everyone would have immediate coverage for any pre-existing conditions they might have, even if they have never had health coverage before. While the goal of getting people access to health care is laudable, this insurance mandate had a very predictable outcome – it caused an explosion in the cost of individual health insurance.

Did you know Allied National is one of the nation’s oldest and most experienced third-party administrators?
 
For the past 50 years, we’ve been offering an array of services to agents, small business employers and risk-bearing partners.
 
We have an extensive portfolio of easy-to-sell and maintain products; plus product marketing services; complete agent support; and successful health care management efforts.
 
So, what does this mean to our hardworking agents?