If you’re like a lot of employers, your group health benefit plan is up for renewal in the fall. Have you considered what you might do if the increase in premiums is more than you can afford?
 
It never hurts to shop around. Just make sure you’re not focusing only on price. An inexpensive plan might cost you and your employees more in the long run. Here are a few questions you should ask your broker about your plan options.

The coronavirus pandemic has made it more important than ever to disinfect and properly clean your home, office and car to reduce the spread of COVID-19.
 
There are many unknowns about the COVID-19 germ and the surfaces it lives on. According to the Department of Homeland Security, the average influenza virus can survive on surfaces and still infect a person for up to two to eight hours after being deposited on the surface.
 
Are you sure you have been cleaning and disinfecting the proper way?

I have been involved in employee benefits for over 25 years now, both on the carrier and consulting sides of the business. My takeaway after decades of experience is how critical it is for small business owners to work with a benefits professional who can provide consistent, year-round service.

Service is what clients need and should expect from their consultants. A willingness to do whatever it takes to find the best health benefit options and put those health benefits in place is paramount.

Of course, there are challenges along the way.

Benefits renewals can be grueling and agonizing affairs, but they don’t have to be. If you follow these 4 easy steps, then you could be on your way to a much brighter future as you plan for your next renewal cycle.