Allied National
  • Home
  • Employers
    • Self-Service Login
    • Prescription Benefits
    • Lab Program
    • Allied Member Discounts
    • EBA Newsletter
    • Downloadable Forms
  • Members
    • Member Resources for Funding Advantage >
      • Explanation of Benefits for Funding Advantage Members
      • Member FAQs
      • Member-Hybrid >
        • Member-Hybrid-Plan-Info
        • Member-Spanish-Hybrid-Plan-Info
      • Member-Traditional >
        • Member-Traditional-Plan-Info
        • Member-Spanish Traditional-Plan-Info
      • Member-Essentials >
        • Member-Essentials-Plan-Info
        • Member-Spanish Essentials-Plan-Info
      • Member-PPO >
        • Member-PPO-Plan-Info
        • Member-Spanish-PPO-Plan-Info
      • Member-Cost Saver >
        • Member-Cost Saver-Info
        • Member-Spanish-Cost Saver-Info
      • Member-Minimum Essential Coverage >
        • Member-Spanish Minimum Essential Coverage
      • Member - Community Health Plan >
        • Member-Community Health-Plan-Info
      • Member-H&H PLan >
        • Member-H&H Plan-Info
      • Member-Vault PPO Resources >
        • Member-Vault-PPO-Plan-Info
      • Member-Vault RBP >
        • Member-Vault RBP-Plan-Info
      • Member-Fundamental Care
      • Member-Fundamental Care Value Plan
    • Benefit Extras >
      • Allied Member Discounts
      • Elite Experience Team
      • HealthCare Assistant
      • HealthChoices
      • Lab Program
      • Telehealth
    • Self-Service Login >
      • Self -Service Site Info
    • Find A Provider
    • Prescription Benefits
    • Member Download Forms >
      • Appeals
  • Agents
    • Agent Edge
    • Group Submissions
    • Plans >
      • Level Funding Group >
        • Freedom Plan >
          • Hybrid
          • Traditional
          • Essentials
        • PPO
        • Cost Saver Plan
        • Minimum Essential Coverage
        • Direct Primary Care
      • Dental Design Group
      • Premium Only Plan Group
      • Individual Plans
    • Self-Service Login
    • Download Forms - Agents
    • Product Availability
    • Training Webinars
    • Agent FAQs
    • Bulletin (Agent)
  • Provider
    • Provider Verification
    • DPC & Benefit Plans
  • About Us
    • History
    • Testimonials
    • Blog
    • Newsroom >
      • Allied Logos
  • Contact Us

Open Enrollment for 2022 – What You Need to Know

10/6/2021

2 Comments

 
Picture
“Open Enrollment is coming!” – A phrase you’ve most likely heard at least a few times recently.
 
The federal Open Enrollment Period (OEP) happens once a year for individual health plans in the ACA marketplace. For most states, you have from Nov. 1, 2021, to Jan. 15, 2022, to choose a health plan for 2022 and get signed up. In order to get coverage starting Jan. 1, 2022, you would need to be enrolled by Dec. 15, 2021.
Having health insurance is one of the most important steps you can take to protect yourself and your loved ones. It is important to note that this is one of the few times a year you can:
  • Enroll in benefits for the first time; or
  • Make changes to your current health insurance benefits
 
Why does Open Enrollment exist? Well, if it didn’t exist, when would you sign up for a health insurance? Most likely when you got sick or injured, right?
 
The open enrollment period was put into place to discourage adverse selection – which happens when sick people sign up for health insurance and healthy people don’t. It greatly skews the amount of risk a health plan takes when insuring members.
 
Keep in mind unless you experience a qualifying life event, you will have to enroll for health coverage during the open enrollment period. A qualifying life event includes:
Picture
If you missed the 2021 Open Enrollment Period in your state (or you’re reading this blog after Jan. 15, 2022, and missed the 2022 OEP) and you have not had a qualifying event, you can apply for a short-term health insurance plan. Short-term health insurance is coverage that can be purchased outside of OEP. Coverage is available for up to 364 days, and you can reapply for short-term coverage for up to 36 months in most states.
 
Health insurance decisions can have a significant financial impact, so it’s important to weigh your options carefully. Even if you’re not expecting to make changes to your current plan, it’s good to make a habit of reviewing your plan each year anyway to make sure it still meets your needs.

Open enrollment windows don’t stay open long. Make sure to give it some thought and get signed up as soon as possible. You don’t want to find yourself without coverage when you need it the most.
12702s1021

Allied National

Founded in 1970, Allied is one of the nation's oldest and most experienced third-party administrators. Allied National is a 90 Degree Benefits Company, a subsidiary of Blue Cross Blue Shield of Alabama. As the small group benefit experts, Allied works with small business employers to provide unique and affordable group health benefits.

2 Comments
pennie insurance pa link
2/14/2022 09:11:51 pm

Great deals of important information and the articles are great.
I am bookmarking it for future reference and consultation. Many thanks for sharing! 🙂

Reply
dumpster rental near me link
3/24/2023 11:25:15 am

I agree that having health insurance is one of the most important steps you can take to protect yourself and your loved ones.

Reply

Your comment will be posted after it is approved.


Leave a Reply.

    Welcome to the Allied Blog

    Blog Home

    Allied National

    Allied National is a 90 Degree Benefits Company, a subsidiary of Blue Cross Blue Shield of Alabama. Founded in 1970, Allied National is one of the nation's oldest and most experienced third-party administrators. We're the small group benefit experts working to provide unique and affordable group health benefits to small business employers.


    RSS Feed


    Categories

    All
    Affordable Care Act
    Balance Billing
    Business Owner
    COBRA
    Company News
    COVID 19
    COVID-19
    Direct Primary Care
    Employee Benefits
    Health Benefits
    HSA
    Level Funding
    Medicare
    Member Connection
    Mental Health
    Minimum Essential Coverage
    Open Enrollment
    Pivot Health
    PPOs
    Reference Based Pricing
    Retirement
    Short Term Medical
    Short-Term Medical
    Telemedicine

Site Disclaimer  l  Privacy Policy  l  Insurance Terms
 California Consumer Privacy Act and Notice at Collection.
© 2022 Allied National, LLC. All Rights Reserved.
  • Home
  • Employers
    • Self-Service Login
    • Prescription Benefits
    • Lab Program
    • Allied Member Discounts
    • EBA Newsletter
    • Downloadable Forms
  • Members
    • Member Resources for Funding Advantage >
      • Explanation of Benefits for Funding Advantage Members
      • Member FAQs
      • Member-Hybrid >
        • Member-Hybrid-Plan-Info
        • Member-Spanish-Hybrid-Plan-Info
      • Member-Traditional >
        • Member-Traditional-Plan-Info
        • Member-Spanish Traditional-Plan-Info
      • Member-Essentials >
        • Member-Essentials-Plan-Info
        • Member-Spanish Essentials-Plan-Info
      • Member-PPO >
        • Member-PPO-Plan-Info
        • Member-Spanish-PPO-Plan-Info
      • Member-Cost Saver >
        • Member-Cost Saver-Info
        • Member-Spanish-Cost Saver-Info
      • Member-Minimum Essential Coverage >
        • Member-Spanish Minimum Essential Coverage
      • Member - Community Health Plan >
        • Member-Community Health-Plan-Info
      • Member-H&H PLan >
        • Member-H&H Plan-Info
      • Member-Vault PPO Resources >
        • Member-Vault-PPO-Plan-Info
      • Member-Vault RBP >
        • Member-Vault RBP-Plan-Info
      • Member-Fundamental Care
      • Member-Fundamental Care Value Plan
    • Benefit Extras >
      • Allied Member Discounts
      • Elite Experience Team
      • HealthCare Assistant
      • HealthChoices
      • Lab Program
      • Telehealth
    • Self-Service Login >
      • Self -Service Site Info
    • Find A Provider
    • Prescription Benefits
    • Member Download Forms >
      • Appeals
  • Agents
    • Agent Edge
    • Group Submissions
    • Plans >
      • Level Funding Group >
        • Freedom Plan >
          • Hybrid
          • Traditional
          • Essentials
        • PPO
        • Cost Saver Plan
        • Minimum Essential Coverage
        • Direct Primary Care
      • Dental Design Group
      • Premium Only Plan Group
      • Individual Plans
    • Self-Service Login
    • Download Forms - Agents
    • Product Availability
    • Training Webinars
    • Agent FAQs
    • Bulletin (Agent)
  • Provider
    • Provider Verification
    • DPC & Benefit Plans
  • About Us
    • History
    • Testimonials
    • Blog
    • Newsroom >
      • Allied Logos
  • Contact Us